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" The mint makes it first, it is up to you to make it last."
Evan Esar
Cheap Ways to Keep Warm
By Kathy Penney

Winter is here again. It turns up with monotonous regularity and leaves the memories of summer far behind. 

One of the biggest concerns at this time of year is keeping warm and, with the economy still critical for many, doing so without spending too much is paramount.
Click on the one of the categories below to find the best financial
help websites online.
Financial Information and Advice Online
Bankrate
Bankrate.com provides cd rates, mortgage loan rate quotes for home loans, mortgages, home equity loan, auto loans, and the best credit cards.
www.bankrate.com

Banks.com
Find low mortgage rates, financial & mortgage calculators, current bank rates and your IRS Tax Center at BANKS.com
www.banks.com

Bankaholic
CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Savings Accounts.
www.bankaholic.com
Each month we will list 5 things you should or should not be doing to help improve your financial situation.
Here are 5 things you can do for your spring cleaning.
1      Identify areas that you do not clean often and start there.

2      Set a date and make cleaning a fun family event.

3      Don't be afraid to throw things in the garbage.

4      Use craigslist and eBay to sell unused products.

5      Use rags that can be reused instead of paper towels.
Financial things to think about!