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Unless you have been living like a hermit in the wilderness or a cave for the past three years, you know that the United States is facing one of the worst financial crises in decades. In fact, we have not been in worse financial shape since the Great Depression. Unemployment is up, wages and spending are down, investments have tanked, and the housing and mortgage situation is just plain scary.

If you are facing difficulty making your mortgage payments and are worried about losing your home, you need to know how to stop foreclosure and discover these five tips to keep your family off the street.
Find some useful information and tools to help you keep your home or reduce and refinance your mortgage.
Save money on some leading books on mortgaes and foreclosures here. Here are two books we recommend to help you learn more about mortgages and what you can do to keep your home from foreclosure.
Use the Refinance calulator to see how much it would cost you to refinance your current mortgage.

This will give you an idea to see if it is worth refinancing.
Refinance Calculator
Free refinance calculator by Bankrate.com
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If you are behind on your payments to your lender do not avoid them. Instead contact them and work out an acceptable payment plan.

How to Stop Foreclosure. Five Essential Stop Foreclosure Tips to Know!